VALUE OF 1992 Shasta pickup truck camper

I totally agree with this; "Probably 8 people out of 10, find out their insurance doesn't cover what they think, at the time of a loss." For me, I have found it more cost effective to carefully look at the reality of what a total or repair would be worth, worst case. Years past I did not do that, and paid enough in insurance premiums a couple of years to have paid for a total. My truck is a 1996, and no need to pay full coverage for damage. Would not take much damage for it to be deemed a total, and then after deductibles, not much to make full coverage worthwhile. I do have much more than what the law requires on liability.