ManulifeI would not use Manulife after watching this video. Be careful when getting insurance. My doctor recommended not filling out the medical questionnaire yourself but take it to your doctor. I would have answered the questions wrong twice if it had not been for my doc. One wrong answer and you can be denied coverage and financially ruined if you have a major claim.
https://www.youtube.com/watch?v=G08phgECt3I