Here is just one of many in Tavares, FL The CG is right on one of the biggest lakes. Check out the cottages/lodging they have!
http://fishermanscoverv.us/There are about 6 more in that area and Leesburg that offer cottages.
This is the one I stayed at right at the waters edge. Real nice cottages at this CG, screened in porches etc. And REAL nice owners. Rent boats right at the marina just a short walk from the sites.
http://www.lakeharrislodge.com/about.htmlhttp://www.lakeharrislodge.com/cottages.htmlLike I said had I known about these cottages as an option for snowbirding available I would not have bought the MH!!!
OP take the grand kids with you and spend at least a couple of weeks in the warm weather! :C