I've waited and I've saved and now I can afford to take the risk. If I try living in an RV full-time and I don't like it I can sell the rig and go back to life in a fixed home and if I lose $10,000 giving it a try it won't wreck my retirement.
I don't agree that financing is bad. I could pay cash for an RV, but I'd rather make a down-payment equal to the initial depreciation plus some cushion and then feel like if I had to sell at any point in time I could get about what is left on the note and my true savings is still what is still in the bank.
