Trying to see if FT RV'n is for us
Hello all! My girlfriend and I are considering living in a FW FT. We are looking at the GD 350M but we are confused. We thought we could get an RV loan but that is not the case if we wind up livi...
Forum Discussion
I wanted to go through USAA for ours but as you can tell it is not their primary business. If you do have to finance it would still be smart to shop around for a loan and don't just stick your nose up at talking to the dealer about financing. Dealers don't do the actual financing they just know and sometimes represent several loan companies and they may be able to help you find the financing you are looking for. Just first talk to them about price of the RV/Vehicle then about financing it, not first about how much you can afford on payments a month.
My dealer was able to find a loan company that gave me a great rate and get the years amount that I wanted and was used to fulltimers sometimes not having a permanent address, and it was better than USAA or any of the other credit unions or regular banks that I was trying would offer.
I also agree with the above suggestions though of possibly used first, or a trial run. Paying it off quick is good from an interest standpoint, but depreciation is on the value of the unit and doesn't care if it's paid off or not.
My dealer was able to find a loan company that gave me a great rate and get the years amount that I wanted and was used to fulltimers sometimes not having a permanent address, and it was better than USAA or any of the other credit unions or regular banks that I was trying would offer.
I also agree with the above suggestions though of possibly used first, or a trial run. Paying it off quick is good from an interest standpoint, but depreciation is on the value of the unit and doesn't care if it's paid off or not.
