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best insurance for RV,,,RV specific ins co ?

luberhill
Explorer
Explorer
I have Travelers on my home and cars,,,would I be best having them cover a RV or go to an RV specific ins co ??
2013 Winnebago Sunstar 26HE
5 REPLIES 5

sdianel_-acct_c
Explorer
Explorer
We use National Interstate Insurance (purchase from an independent agent) and have been happy with the 2 windshield claims we have filed. They also cover the tow vehicle or toad.
Lonny & Diane
2004 Country Coach Allure 33' "Big Blue"
Towing 2008 Chev Colorado 4x4
Semper Fi

DaCrema
Explorer
Explorer
When we decided a little over four years ago to purchase a RV I called our agent. The company that held the policy that handled our home and cars did not cover RV. He suggested Progressive. I have had no claims against the policy but am happy customer. The coverage is good and the price seems about right.
A member of the Lazy Daze community had lightening strike his RV. Progressive was very helpful and covered the (extensive) damage. The owner was happy with his interaction with the claims adjuster and every one from progressive that he had contact with. He posted in a blog the saga and what was involved. The event happened some time ago, in 2010, so I am not going to post a link due to age.

LakeN
Explorer
Explorer
I highly recommend having "total loss replacement." Currently working with Nationwide, and they are getting us into a new comparable unit following total loss on original motorhome.
'16 Winnebago Minnie Winnie 25B
'14 Ford Focus Titanium Toad with Blue Ox tow system

xteacher
Explorer
Explorer
We have Progressive Insurance on our cars and our campers. The campers have their own policy. We've been very satisfied with it for many years.
Beth and Joe
Camping Buddies: Maddie (maltese/westie?), Kramer (chi/terrier?), and Lido (yellow lab)

2017 Keystone Bullet 248RKS
2014 Aliner Expedition Off Road
2013 Ram 1500 HEMI

Hemi_RT
Explorer
Explorer
Check with your insurance company and find out what they cover and what they don't cover on your RV. It is usually cheaper to have multiple policies from one company as long as the coverage is what you want.