Well, duh. When I looked at the fan end, I could reach in and put a socket on the nut that retains the fan. I guesstimated top dead center, and then checked after by rotating the engine until I was confident the valves were each off the cam to check again.
Glad I checked. The link that Wolfe included in his reply says that valve adjustment is critical on that series of Onan generators - the valve keepers will apparently fall off if the valves aren't right. And, on mine, the intake valve was way too loose (0.005", when the optimal setting is 0.002" and the max 0.003"), and the exhaust valve so tight I couldn't get a 0.002" feeler gauge even to start in.
Onan calls for valve adjustment every 500 hours; for the amount we use it, my driver's license will have expired for the last time before I have to do that again, which is fine with me: I'd have been grateful if Onan's engineers had used a finer pitch on the rocker studs, because I found myself getting it just right, then tightening the locknut and finding it too tight on checking; and repeating that a LOT.
But done now; another project off the list.