How do you Deal with Test Drivers when Selling?

I've bought and sold a few vehicles of different flavors.
When I'm buying, an envelope full of money is in my pocket.
When selling, the length of test ride time is determined by the amount of cash in their envelope.
Thats just me

Take a clear cellphone pic of their license and insurance. If they refuse they were not serious. Agree with others, ride shotgun.

Don't offer to go along. Tell them you'll go along to explain how things work. That part is not optional.

Old-Biscuit wrote:

DrewE wrote:

Motor vehicle insurance policies include coverage for non-listed incidental drivers who are driving with the owner's permission. If you let a potential buyer to drive the vehicle, and you have insurance coverage, and the potential buyer is not explicitly listed as an excluded driver, then your insurance policy will usually cover them during the process. Of course, it's best to verify the details of your policy.

(This also applies to situations like sharing driving when traveling together with someone on a road trip or loaning a vehicle to a friend visiting for a few days.)

test drivers Insurance may cover damages...........to other property/vehicle but NOT the vehicle being driven.

Really depends on what coverage/policy one has.
Asking for/seeing/making a copy of test drivers Insurance is a good idea BUT it proves nothing.

I think you may have misunderstood what I wrote (and maybe I wasn't very clear)—the insurance that covers the vehicle in a test drive situation is the normal insurance on the vehicle—the seller's policy—and not whatever policy the potential buyer may or may not have. If you're selling and you have collision coverage, that generally would apply to a test drive just as it would if you were yourself driving. If you don't have collision coverage but liability only, then of course you don't gain additional coverage during a test drive.

I certainly don't want to claim that all policies work this way, but—as I understand things—this is the most common situation.

DrewE wrote:

Old-Biscuit wrote:

Except.......
Insurance covers specific vehicle NOT the driver .....unless driver is listed on policy for that specific vehicle

Some one takes a test drive..an accident occurs.
Owner of vehicle's insurance.....denies coverage. Driver was NOT listed as authorized driver
Driver's insurance......denies coverage. Insurance policy is for specific vehicle

:H

Motor vehicle insurance policies include coverage for non-listed incidental drivers who are driving with the owner's permission. If you let a potential buyer to drive the vehicle, and you have insurance coverage, and the potential buyer is not explicitly listed as an excluded driver, then your insurance policy will usually cover them during the process. Of course, it's best to verify the details of your policy.

(This also applies to situations like sharing driving when traveling together with someone on a road trip or loaning a vehicle to a friend visiting for a few days.)

test drivers Insurance may cover damages...........to other property/vehicle but NOT the vehicle being driven.

Really depends on what coverage/policy one has.
Asking for/seeing/making a copy of test drivers Insurance is a good idea BUT it proves nothing.

Hiker_01 wrote:

When I did a test drive at a dealer, not only did they ask for a copy of my drivers license, they also made a copy of my current vehicle proof of insurance.

I had a similar request when looking to trade my Suburban. A dealer wanted my insurance card. I asked what happens if a first time buyer walks on the lot and wants to test drive a car, they don't have an insurance card.
They could not answer my question, because they knew their (dealers) insurance covered the vehicles.
I didn't buy from that dealer. ;)

Old-Biscuit wrote:

Except.......
Insurance covers specific vehicle NOT the driver .....unless driver is listed on policy for that specific vehicle

Some one takes a test drive..an accident occurs.
Owner of vehicle's insurance.....denies coverage. Driver was NOT listed as authorized driver
Driver's insurance......denies coverage. Insurance policy is for specific vehicle

:H

Motor vehicle insurance policies include coverage for non-listed incidental drivers who are driving with the owner's permission. If you let a potential buyer to drive the vehicle, and you have insurance coverage, and the potential buyer is not explicitly listed as an excluded driver, then your insurance policy will usually cover them during the process. Of course, it's best to verify the details of your policy.

(This also applies to situations like sharing driving when traveling together with someone on a road trip or loaning a vehicle to a friend visiting for a few days.)

Put yourself in the prospective buyers shoes... Would you make a decision to purchase without a test drive?

I would agree that you have to weed out the tire kickers, but when I sell something.. anything, I try to treat the prospective buyer as how I would want to be treated. I probably provide TOO MUCH information, but I point out all the flaws that I know of, so they can feel comfortable that I have disclosed everything I know. That, and I price my stuff accordingly.

Mike

GordonThree wrote:
I thought Class C were based on a heavy duty van / truck chassis, is there something special to driving one?

YES......compared to a car or pickup truck, that is.

Visibility to the sides is SEVERELY restricted in most models. That can come into play several different ways.

Instead of a foot or more on each side in your lane, you might have mere inches in some circumstances.

They must be turned wider or you risk scraping the side against stuff......signs for instance.

If it is long enough, the tail swings way WIDE in the direction opposite of the turn if you cut it too tight.

The panic stopping distance is from twice to 4 times longer.

SO.....I would NEVER just let a "rookie" charge right out on the road or highway. Hopefully they would be honest when I ask "Have you ever driven anything this size before ?"

Hiker_01 wrote:

Old-Biscuit wrote:
Ask for their Drivers License.......make a copy of it.

Then get in passengers seat and go for a ride.

IF at any time you feel uncomfortable ask that they pull over and swap seats...ride over.

When I did a test drive at a dealer, not only did they ask for a copy of my drivers license, they also made a copy of my current vehicle proof of insurance. I realize it would be a hairy legal issue as to who is really at fault and who pays what, but if you have a copy of their insurance card ahead of time, you won't have to fight to get it after wards, and you can let the insurance companies do the arguing.

Except.......
Insurance covers specific vehicle NOT the driver .....unless driver is listed on policy for that specific vehicle

Some one takes a test drive..an accident occurs.
Owner of vehicle's insurance.....denies coverage. Driver was NOT listed as authorized driver
Driver's insurance......denies coverage. Insurance policy is for specific vehicle

:H