How do you manage without a toad?

Why don't you try it and find out how you feel? ie Camp and don't drive your car period.

well, we decided to leave the toad home on a visit to Mt St Helens, bad idea. The roads are such that the JK would have made for a more pleasant visit.

Low cost toads can be had, sure it's another vehicle with the added expenses but it depends on how often you may travel and for what lengths of time.

I felt "site-bound" when I had a TC.

the only time we leave the jeep at home and take just our golf cart is when we are going to a specific event, like a family reunion or county fair, etc. for a few days.
if you can ride a bike, that might work for you.

We now have a small Class C and no toad. Used Uber to get to specific places(grocery, hardware, historical sites, etc.) sites--$5 to $10 per ride. If we want to explore and stay a while we get an Enterprise Rent A Car. Lot cheaper than owning, maintaining, insuring, licensing, etc.

We also downsized to a smaller class C and ditched the toad. Couldn't be happier with our decision. We're basically the size of a UPS truck, so can go almost anywhere. So much easier when the ability to back up is added back into driving. With Uber and Lyft, things have never been easier. And every time I've needed an Enterprise rental for a full-day excursion they have delivered to the RV park. Everything has been easier, and, in the long run, considerably less expensive.

Note: we are not full time, which would make a big difference in the decision.

I have a 24' with a toad, 4-down.
For the $2,700 altering of my car with a Blue-Ox and brake buddy II , I like having my own vehicle .

Extra storage is awesome , its my wheel barrow for firewood, my shopping cart and my water toting wagon to refill my holding tank when boondocking.

I do not like other people driving me around (uber/cabs) , I always rented from Enterprise in the past, they delivered the car to the campsite. The car renting vs the conversion expense for 4-down will be a wash the more you use rentals. My $2,700 investment will pay for itself at the end of my 3rd season.

Depending on the destination we rent a car or take our Vespa. Much easier on the pocket than owning a specific car just for trips. We rent a car when in the larger cities because the bad driving habits of city traffic can be dangerous on a Vespa. When we're out in the rural areas we like to take the Vespa as our gaddabout. Here's a link to the model we have.
Vespa Primavera 150

Bought ours used for $2900. It rides on it's own hitch mounted scooter platform.

We did ten + weeks in out 1990 Bounder 27D, no towed. Conclusion, never again for a major trip like that. We've had four vehicles for the last 10 years , a Class A, Explorer, Truck and the Suzi Sidekick. Loved the Suzi, 240,000 miles and two pistons went. Gave the truck to DGS and looking for a small or mid size pickup that can be used for a towed and a DD.

We're in the process of down sizing to a bumper to bumper under 28'. We will pull a towed.

We have rented vehicles or just taken my wife's motorcycle on a hitch carrier. And have even rented cars if the weather was not good for riding the motorcycle. Once we retire, we want to flat tow a small truck with the bike in the bed of the truck