mlts22 wrote:
The only reason why I'd not exclude her on the RV (although it definitely wouldn't be her primary vehicle) is in case of an emergency, just because when stuff goes bad, it goes bad in mass quantities, so she might have to drive, then someone hits the RV.
I would go with what is obvious, excluded driver. Your scenario has a slim to none chance of happening. If you feel better put her on the insurance plan.People that over think
all possibilities are the reason why extended warranties are so popular and 72% are never used. As always, consult with your insurance agent.