Forum Discussion
2112
Nov 16, 2015Explorer II
Having been responsible for three teenage drivers, two being girls, I've gone through my share of banged up cars. My rule of thumb was to get an estimate from a few local independent repair shops and decide from there. I have a $1000 deductible so if I had to donate another grand ($2k repair bill) to keep insurance out of it that's what I did. You are looking at a lot more than a few grand and have two vehicles involved so I believe an insurance claim is in your near future.
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