Is this damage worth reporting to Insurance?

lacofdfireman wrote:

DownTheAvenue wrote:

lacofdfireman wrote:
...50 miles into the trip I hear a clank and I look over at the Backup monitor and see sparks flying all over the tow vehicle.... The receiver either broke the Hitch Pin or it came unlatched somehow. I now for a fact that it was put in right as I checked it twice. Weird thing is before we left I had looked at this extra hitch pin sitting on my garage floor like 4 different times as I passed it loading stuff into the Motorhome and on the last one I thought I should just throw this in with my tools.

First I am so glad the incident was no more serious than it was. It could have ended so much worse, as you know. Having said that, you should not be so certain that everything was correctly pinned up. Where did that extra pin on the garage floor come from? I bet it was left uninstalled somewhere in the set up.

You would be very wise to take pictures of the correct set up and make a check list to use every time you hook up.

Thanks for the advise. Not that I don't appreciate it but there was "NOTHING" left out of my setup. The extra pin was from the many receiver hitches that I have. I tow boats, enclosed trailers, flatbeds etc with my Truck and Motorhome and have never had an incident. There are only 2 possible reasons this came unhitched.
1. The pin broke (Not likely)
2. The locking mechanism on the pin failed (Most likely).
There is no possible way I left something out of the hitch system. Zero. I'm thinking the locking mechanism on the pin was the problem... But I have no way to find that out as it was not around after the incident. I could not have driven over 50 miles up and down hills, around corners over speed bumps, etc with no pin in for 50 + miles.

This is the style of pin I was using...

I have had the lock not work on that type of pin, Lost the lock somewhere between Whitehorse and Chicken Alaska and the only reason it didn't fall out was because of the safety cable holding the pin in on a Blueox towbar. checked the other one and found it full of grime from the road, no cover to keep the **** out and every time I hooked or unhook it pushed more garbage into the lock.