National Interstate goes to Liberty Mutual

ferndaleflyer wrote:
I dumped Liberty Mutual years ago--worthless and expensive. Progressive has seemed to work for past 10 years.

So I thought also, for the last 9 years, up until this morning.

Had a claim on a 15 GMC 2500 in 16 and Progressive increased 42%. Accident forgiveness was a farce as any minor viloation voids it and you lose discounts. That being said I have been unable to get a better quote since. The policy is up for renewal March 3rd and lo and behold here comes Progressive with another 15% increase.

Liberty Mutual just got my business 15 minutes ago. 2015 GMC 2500, 2011 Honda CRV, 2017 Rockwood 23WS, full coverage on all and homeowners. Liberty Mutual is $550 cheaper per year all told for apples to apples coverage, and in a lot of areas higher coverage's and lower deductibles, especially on the homeowners. That's also with a 1 million umbrella policy thrown on top for good measure which required the auto insurance be upgraded to 250/500/250 from Progressives 100/300/100. They also price their policies based on a full year so not a renewal every 6 months as most others do, including progressive.

I may be back with Progressive next year, who knows. But all that Diamond level BS and loyal customer loving banter is a load of BS. I spent 45 minutes on the phone giving Progressive a chance to come close, even got about 4 rungs up the corporate ladder. Not in the cards.

See ya Flo, it's been a pleasure.

Roger in VERMONT wrote:
We changed to Progressive with a stated value which will pay us what we paid no matter how long we own it.

You may want to read the docs. On our Progressive RV policy after X amount of time the stated value goes away and it then pays actual value + 25%, and you're paying a substantial premium for it. That's how they make their money. A lot of people keep the coverage once that clause kicks in even though its a bad value after a certain point.