I really can`t see where the miles are that bad for a seven year old RV and why the lender won`t go with anything over 60,000 miles. Then again ,some banks and credit unions have some funny rules. As far as the motor home goes if it`s in good shape and has had regular service I would go for it. If it has the ford V-10 the engine is just broken in. Just be aware as has been stated in the forums here check tires, brakes, front end alignment , batteries and anything else in the house . It`s nice that you are helping out a friend in need. GOOD LUCK