Road Hazzard coverage for tires/wheels

I just bought 6 new Michelin tires for my coach and Michelin offered me a road hazard tire plan for my tires only (not the rims). I opted not to go with there tire plan, since I've had good luck with Michelin tires over the years. Another option to consider down the road if you choose to go that route!

We have it and it expires this year. never had to use it. It's a life saver on expensive tires and wheel especially on some cars. The black car is a thousand a wheel and thousand for two tires Any reason both tires and or wheels on the same axle replaced.
Bought new tires several years ago for another car. Next day got a nail in the sidewall. Picked up a 3/4 inch bolt in inside duallie of F350.
I saw at a dealer a larger bolt all the way through tire and rim and a strap slack adjuster, off a semi through a tire and wheel.
If I had left the Goggly years, on the front, I would have had a claim by now. Rivering bad time.
Aluminum Rims on our coaches are about 250.00 to 340.00 each and tires anywhere up to 600.00 each. Depending on the price and limitations of the policy could be a good deal.

Usually road hazard insurance is a "feel good" product that is low enough cost to be a sales feature from a tire maker or a profit center for a tire dealer. It is usually pro-rated on both age and tread wear, and good for discount vs full retail price on the same tire. Very likely, the OEM tires on your car (but not on RV) came with road hazard coverage for something like 50k to 80k miles. But when it is time to use the coverage, you may find better alternative deals.

Driving since 1961, at least a dozen vehicles (not counting employer or government cars), at least 30 sets of tires over at least two million miles, I've had one qualifying road hazard failure, hit a protruding bolt at a RR grade level crossing. Road hazard insurance was worth about six dollars off on a replacement for a not very worn three year old tire, so I just bought a new set of better tires (about $160 then). Dealer paid me $60 for my remaining four good tires (including unused spare) and gave me a worn freebee to use as a spare.

What's been more useful to me that road hazard coverage has been working with a tire dealer that sells with free rotations, free balancing, and free puncture repairs, something quite different from the road hazard replacement policy, and more likely to be used.

My daughters, on the other hand, have each destroyed two tires in the past ten years, running over junk on the highway. Their "came with the tire" road hazard guarantees paid for nothing, there was in each case some exclusion to prevent a payout.

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Coach-Net has just announced a new road hazard product that covers tires and wheels, but I haven't checked on pricing yet.

On edit: I forgot to include the link...

Coach-Net launches new Hazard Protect product.

I bought the tire roadside insurance from the dealer in 2009- now in 2010 went too have coach inspected as per state. and Failed due to .. side wall, small hole, curbing, so tire needed replacing, called the outfit in Florida whom had the road side insurance. they HAD to talk to tech, before authorizing replacement. however they did, was a reimbursement, they DID make good on it.. Also ironically same package offered on our 2012 Coach an ended up being the same outfit out of Florida. So yes we repurchased it.. NOTE Must provide original receipt of purchase of policy from them, (thank goodness I save lots of stuff)

The first question to ask your self is how many tires have you lost to road hazards. Between my wife and myself in 50 years of driving we have driven over 1 million miles. In that time I have lost one tire to a road hazard.
I have never bought road hazard coverage and never will as it sure would not have paid for itself. But if it brings you come peace of mind, go for it.

May depend on the size of the tires on whether or not you can buy the warranty thru the tire manufacturer. Not usually sold on rv/truck tires.

I have it on my toad, not by choice, but it came with the vehicle when we bought it new. Had a blowout 20 miles off the beaten path, on a gravel road. No cell service, so no ERS which meant we had to relearn how to change a tire, LOL. Took the carcass, the 2 beads one on each side of the rim to the dealer, Discount Tire. He called the insurance company with all my info, they authorized a new tire at full price($225+) and paid for labor to change it and return it to the truck. The dealer was paid on the spot with a credit card, so I am very pleased with the coverage.

I have tire damage coverage which was an add-on to my extended warranty from Wholesalewarranties.net. I personally think the tire coverage is wasted based on the following scenario: Hit something, tire blows, throws tread and damages MH wheel and tire. I am pretty sure my claim would be to the comprehensive insurance I have on the MH.
I like knowing I have an extended warranty, it give me a safety net for repairs. Even if it is not cost effective (the argument of many) the warranty inspectors keep track of the repairs being suggested by the shop.
I have Good Sam Roadside Assistance. My experience with CoachNet was definitely not satisfying.
JMHO