Roadside Assistance from State Farm vs. AAA RV

I have State Farm for 40 years, I have not used the roadside assistance in 5 or so years but it was not what I would all a traditional Roadside assistance. It was up to me to get towed, tire repaired or whatever and pay for it. Then I submitted the paid bill to State Farm for reimbursement, the they sent me a check. I see it as more of the road side reimbursement than a SERVICE. Doe anyone know is this still how they work?

We have AAA rv plus - CoachNet - Statefarm ( MH only). Used AAA years ago - car lockout. Other than that nothing else.

Didn't know I had the Statefarm, but the rate is good on the MH so no bother. I'd probably call CoachNet first for the MH if needed. If problems I have two others to use. For the cars I'll just use the AAA.

I'm not worrying that I have nobody to call. For a couple hundred bucks it's a peace of mind.

You really need to read the details of each plan and when evaluating AAA, make sure they have the same coverage in all the areas that you expect to be in or drive through. On the East Coast, AAA Plus with RV is great. I have never had trouble getting service no matter where I have been. My AAA region will change an inside dual on the motorhome. However, they will only cover if swapping with a spare wheel and tire. They won't cover having the mobile tire guy bring a spare tire or put a tire on an existing rim.

We live in GA and have broken down several times outside our region. Actually have only used AAA once or twice in my region. Fortunately, the region that we broke down in had the same coverage, so there was no problem. The only issue was it took about 10 extra minutes for AAA to jump through whatever hoops they need to for the different region.

One big benefit of AAA over any other plan I have looked at is that it will cover any vehicle. I don't have to register vehicles with AAA and the vehicle requiring service doesn't even have to be mine. I was in NJ visiting family when my brother's car threw a serpentine belt. I called AAA and then drove over to meet my brother. AAA took the car, I took my brother. No questions asked except, can I see your membership card? AAA will offer any service for any vehicle as long as I am there to show them my card.

AAA offers discounts at many, many places. Usually the savings we get from being a AAA member usually pays for the membership.

-Michael

Another thing I found out about my State Farm Roadside Assistance is that they won't touch my 5vr. Only the truck.

My AAA experience. I had a 40 DP at the time. AAA people had no idea how large it was. They sent 3 trucks that I was larger then. After 6 hours I knew a place that could handle my size. I had to pay out of pocket.

I told my State Farm guy what happen. He told me I had towing on my policy. He cut me a check that day.
Called AAA and got my money back for road side policy.

We have our coverage thru Coachnet. When they send a truck, I want to make sure it is one that can handle towing a coach. Now if I had a travel trailer it wouldn't be as critical, but many tow trucks cannot handle the weight and size of a large coach.

Matt_Colie wrote:
If you have AAA, they do not have solid coverage everywhere. In the states where they do, they are great. In the states where they do not, they can maybe help but be ready to do a lot of the foot work on your cell phone. There are three locations that service the less-covered states, and they may be helpful but they can also not be.



Matt

X1, The major reason for having Emergency Road Service is dependibility and reliability.

Effy wrote:
How do the 2 compare to GS and Coachnet?

Either one is better for RVers than State Farm and for sure AAA.

If you have AAA, they do not have solid coverage everywhere. In the states where they do, they are great. In the states where they do not, they can maybe help but be ready to do a lot of the foot work on your cell phone. There are three locations that service the less-covered states, and they may be helpful but they can also not be.

1 - Be very clear what the issue is. We blew a wheel bearing, and the operator sent someone to do a tire repair. Because the coach could not be towed, we needed either a HUGE rollback or a Landdoll (type of flatbed). She said she would get us to a dealer, said dealer had no capability. She got us a motel near that dealer and that was 43 miles from where we were stuck.

2 - No Matter what the issues are, they may cover much of the cost outside of the repair but you have to have all the receipts. As soon as things start happening, get an envelope for said receipts.

3 - You will need to file an arm load of forms for:
a- Towing
b- Lodging (if required)
c- Trip interruption (rental car and other stuff)
You have an limited time to make these claims.

They did cover most of what was submitted.

Matt

How do the 2 compare to GS and Coachnet?