Campsite Liability - insurance issues
My RV insurer (National Interstate) tells me that when we rent an RV site we become liable for any mishaps on the site similar to at our homes, e.g. If a visitor trips on the fire pit and cracks his s...
Forum Discussion
PenMan wrote:Terryallan wrote:OFDPOS wrote:
Maybe its different in NC ?? But any vehicle I ever bought and financed the Insurance comp required FULL coverage ! None of "just what state law required"...
It does have full coverage when hooked to the TV. All the finance company is interested in, is recouping their money. They do that thru Comp, and collision.
So my TT has it's own comp, and collision. But it only has liability while hooked to the TV. Liability only covers what the TT does to someone else's property. So the finance company don't care about that. And since the TT won't run into any one's property while parked. It doesn't need it. But a limb CAN fall on it, or someone could run into it on site. So it has comp, and collision.
Interesting. I wonder if you need liability insurance if you unhook your TT from the TV and forget to put out the chocks. Your trailer starts a nice run down hill into a very expensive Class A. What do you think?
It`s no different than if you were towing it and it became disconnected from the TV.
