Gjac wrote:
Medicare plans change from year to year as to your health conditions so what was good for you last year may not be the best plan this year. All of the plans have emergency care provisions in any state that you get sick in. My wife and I had to use a walk-in in Fla twice in the winter. If you don't have a chronic condition like heart disease I would opt for the advantage plan with a max out of pocket cost of $5600 or less. Even if you hit this number it will still be less than any non medicare plan premium.
Medicare plans do not change from year to year but the deductible and co-insurance amount can vary. On a high ded. F Medicare sets the deductible each year.