โAug-12-2013 01:10 AM
โAug-29-2013 10:20 PM
โAug-29-2013 08:14 PM
dreeder wrote:
I am sorry, what a stressful time this has to be for all of you. You all have my prayers. You sound like a close family and will certainly get through this and since you are asking for prayers I will assume that you are a Christian, remember that God will not burden you with more than you can handle and he will be with you all every step of the way.
โAug-27-2013 11:48 AM
โAug-17-2013 07:14 PM
down home wrote:
Since I got myself in this one I'll try to put it precise.
He did not go to the Dr right away but continued to try to work but was unable to keep awake behind the wheel and headaches and blurred vision. The found something in the blood vessel behind right eye.
They thought it was a stroke and it probably was but having been so long between event and test, no one is sure. Dr has told him he cannot work there fore work. they are still trying to find out what is the cause but are Dr seems very slow on appointments with different different Specialists.
He can go back to his job as soon as he is able.
Daughter loses her job on the 20th.
He has been out of work since May, I think. We have paid home and autos for June and July. She has paid utilities and some food and fuel which is a biggie out west. Credit Cards, IRS from last year and deductibles, copays etc are well having to wait. deductible is 5,000.00 I think I understand even though she pays 7,000.00 a year.
He cannot get Unemployment because he is not able to go to work so no interviews.
She will draw Unemployment. I don't know how much nor does she right now. Since she makes less than 600.00 week it will probably be 200.00 or so.
In Arizona if you bankrupt you, now, don't get to keep your home, car nor anything you bankrupt against.
He applied and a two hour phone interview for food stamps. 15.00 is what they offered. He has to go and give finger prints to get that.
Want to make sue he isn't an Illegal. His Parents are English. Dad died.
After work she makes applications, on the net. Not but a couple of positions anywhere.
They will have to bankrupt as we can't afford to keep it up and then there are the income taxes on top of that for taking from Retirement.
They have lived there for going on two years. This is Daughter's and his first new home. They drive an old car. His new car is with his Brother to take care of Mother, in Washington. He cannot work. None of my business on the particulars.
So come the twentieth they have no health care after end of month and a pittance of income to just about feed them.
So they lose everything and are on the street except for us.
That's the short of it.
My request was for prayers for them and any advice about Arizona system, of God I hate the word, Welfare. It is what it is.
โAug-13-2013 04:32 PM
โAug-12-2013 06:55 PM
โAug-12-2013 06:16 PM
โAug-12-2013 05:50 PM
down home wrote:westernrvparkowner wrote:No he can't get SS Disability short term for a year. Once they diagnose the cause perhaps they can fiz it and he goes back to work. If not then SS. He can't draw Unemployment because he is not out of work due no work etc. He has to be able to go to work and make applications to work to draw Unemployment. Already tried saying he could work from home but they want a release from the Dr. If he could go back to work his job is waiting on him.
Unfortunately, I don't think you are getting the 100% true story from your daughter and son in law. Food stamps will not be $15.00, unless that is the per day amount. If he is truly disabled, he will qualify for Social Security disability. Bankruptcy is not the end of the world if they cannot pay their bills. They will most likely not lose their house or their car. If the house and car are now way beyond their financial means, they need to let them go. It will be hard and painful, but it will give them the flexibility to start improving their situation, which may involve moving to an area where she can become employed. You providing money to them may very well be enabling financially bad behaviors. You said they are going from you contributing $2000 a month to $4,000 a month. What if their requests rise to $5,000 or $6,000? If they are truly in as much trouble as you believe and you want to truly help, you need to arrange to either sit down with them and get all the facts or have a trusted financial advisor do it for you. I just think there is a lot of information you are not getting or a lot of information that is being given to you that is not exactly true. Good luck.
โAug-12-2013 05:48 PM
westernrvparkowner wrote:No he can't get SS Disability short term for a year. Once they diagnose the cause perhaps they can fiz it and he goes back to work. If not then SS. He can't draw Unemployment because he is not out of work due no work etc. He has to be able to go to work and make applications to work to draw Unemployment. Already tried saying he could work from home but they want a release from the Dr. If he could go back to work his job is waiting on him.
Unfortunately, I don't think you are getting the 100% true story from your daughter and son in law. Food stamps will not be $15.00, unless that is the per day amount. If he is truly disabled, he will qualify for Social Security disability. Bankruptcy is not the end of the world if they cannot pay their bills. They will most likely not lose their house or their car. If the house and car are now way beyond their financial means, they need to let them go. It will be hard and painful, but it will give them the flexibility to start improving their situation, which may involve moving to an area where she can become employed. You providing money to them may very well be enabling financially bad behaviors. You said they are going from you contributing $2000 a month to $4,000 a month. What if their requests rise to $5,000 or $6,000? If they are truly in as much trouble as you believe and you want to truly help, you need to arrange to either sit down with them and get all the facts or have a trusted financial advisor do it for you. I just think there is a lot of information you are not getting or a lot of information that is being given to you that is not exactly true. Good luck.
โAug-12-2013 05:44 PM
westernrvparkowner wrote:down home wrote:Sorry, but he is lying to you. Any money you give them is not figured into their income. You can stop it at any time. And you can obviously pay any bill you want directly. Them telling you if you start paying a bill directly it will somehow result in it becoming your legal obligation is also a lie. The fact they want the money going into their account, instead of directly against the debt owed is a giant, bright red flag. I truly hope you see what is really going on before it takes you down as well.westernrvparkowner wrote:
Unfortunately, I don't think you are getting the 100% true story from your daughter and son in law. Food stamps will not be $15.00, unless that is the per day amount. If he is truly disabled, he will qualify for Social Security disability. Bankruptcy is not the end of the world if they cannot pay their bills. They will most likely not lose their house or their car. If the house and car are now way beyond their financial means, they need to let them go. It will be hard and painful, but it will give them the flexibility to start improving their situation, which may involve moving to an area where she can become employed. You providing money to them may very well be enabling financially bad behaviors. You said they are going from you contributing $2000 a month to $4,000 a month. What if their requests rise to $5,000 or $6,000? If they are truly in as much trouble as you believe and you want to truly help, you need to arrange to either sit down with them and get all the facts or have a trusted financial advisor do it for you. I just think there is a lot of information you are not getting or a lot of information that is being given to you that is not exactly true. Good luck.
No he is totally honest. He got kind of upset with them after being on the phone interview for two hours and being told they could get 15.00. Seems whatever we give them is figured in. Someone told them to close their bank accounts and have us pay the bills directly but that won't work. Once they get us on the hook they can come after us, as I understand. We know what their expenses are, pretty well.
โAug-12-2013 05:13 PM
westernrvparkowner wrote:down home wrote:Sorry, but he is lying to you. Any money you give them is not figured into their income. You can stop it at any time. And you can obviously pay any bill you want directly. Them telling you if you start paying a bill directly it will somehow result in it becoming your legal obligation is also a lie. The fact they want the money going into their account, instead of directly against the debt owed is a giant, bright red flag. I truly hope you see what is really going on before it takes you down as well.westernrvparkowner wrote:
Unfortunately, I don't think you are getting the 100% true story from your daughter and son in law. Food stamps will not be $15.00, unless that is the per day amount. If he is truly disabled, he will qualify for Social Security disability. Bankruptcy is not the end of the world if they cannot pay their bills. They will most likely not lose their house or their car. If the house and car are now way beyond their financial means, they need to let them go. It will be hard and painful, but it will give them the flexibility to start improving their situation, which may involve moving to an area where she can become employed. You providing money to them may very well be enabling financially bad behaviors. You said they are going from you contributing $2000 a month to $4,000 a month. What if their requests rise to $5,000 or $6,000? If they are truly in as much trouble as you believe and you want to truly help, you need to arrange to either sit down with them and get all the facts or have a trusted financial advisor do it for you. I just think there is a lot of information you are not getting or a lot of information that is being given to you that is not exactly true. Good luck.
No he is totally honest. He got kind of upset with them after being on the phone interview for two hours and being told they could get 15.00. Seems whatever we give them is figured in. Someone told them to close their bank accounts and have us pay the bills directly but that won't work. Once they get us on the hook they can come after us, as I understand. We know what their expenses are, pretty well.
โAug-12-2013 01:24 PM
down home wrote:Sorry, but he is lying to you. Any money you give them is not figured into their income. You can stop it at any time. And you can obviously pay any bill you want directly. Them telling you if you start paying a bill directly it will somehow result in it becoming your legal obligation is also a lie. The fact they want the money going into their account, instead of directly against the debt owed is a giant, bright red flag. I truly hope you see what is really going on before it takes you down as well.westernrvparkowner wrote:
Unfortunately, I don't think you are getting the 100% true story from your daughter and son in law. Food stamps will not be $15.00, unless that is the per day amount. If he is truly disabled, he will qualify for Social Security disability. Bankruptcy is not the end of the world if they cannot pay their bills. They will most likely not lose their house or their car. If the house and car are now way beyond their financial means, they need to let them go. It will be hard and painful, but it will give them the flexibility to start improving their situation, which may involve moving to an area where she can become employed. You providing money to them may very well be enabling financially bad behaviors. You said they are going from you contributing $2000 a month to $4,000 a month. What if their requests rise to $5,000 or $6,000? If they are truly in as much trouble as you believe and you want to truly help, you need to arrange to either sit down with them and get all the facts or have a trusted financial advisor do it for you. I just think there is a lot of information you are not getting or a lot of information that is being given to you that is not exactly true. Good luck.
No he is totally honest. He got kind of upset with them after being on the phone interview for two hours and being told they could get 15.00. Seems whatever we give them is figured in. Someone told them to close their bank accounts and have us pay the bills directly but that won't work. Once they get us on the hook they can come after us, as I understand. We know what their expenses are, pretty well.
โAug-12-2013 01:19 PM
โAug-12-2013 11:53 AM
amandasgramma wrote:
I will have to step in here and say I agree with above. The food stamp amount seems awfully low (and I used to work in the program)......I suggest maybe they're not giving the right amount of the income to the caseworker. The caseworker is obligated to get them the MOST help they can.....including the right amount of FS (her income was included before, but won't be after the 20th)....and to help him get to the right people to apply for disability. If he's not able to work, he should be able to get disability IF he has enough time paying into SS. If he's been paid under the table and never paid into SS, then Que Sera Sera!!!!! YOU should NOT be subsidizing.....there is a time when tough love really has to be dealt. You cannot be expected to continue paying for their lifestyle. yes, bankruptcy may mean they'll lose the house and car....BUT, they're going to lose them anyways!!!!!!!!