Question on Extended Service Plan Exclusions
DW and I are getting ready to purchase a new motorhome. Dealer talked to us about adding an extended service plan. I realize there are those on both sides as to whether or not they are worth the dol...
Forum Discussion
Paragraph (c) would be a deal killer for me, as it would allow the plan to not pay if you added an aftermarket radio and the transmission failed. Absurd.
But the reality is you should not consider the extended warranty until after the manufacturer's warranty expires. As previously stated, buying now means you are paying for the extended plan while the manufacturer's warranty is in effect. Also, if you find your coach to be trouble free, after the manufacturer's warranty expires you may consider the extended plan pointless. You can find plans available from many third party sellers when and if you decide to purchase.
You should also consider that many of those plans are great at taking your money, but very poor about paying claims. They are unregulated, and many are more of a scam and after collecting lots of money, they just go out of business leaving you with a worthless piece of paper. Even legitimate companies often make you jump through ridiculous hoops to get a claim paid.
Remember, these warranties are huge profit centers for the dealer, maybe even making more on them than the sale of a RV, so expect extreme pressure from the dealer to get you to buy.
But the reality is you should not consider the extended warranty until after the manufacturer's warranty expires. As previously stated, buying now means you are paying for the extended plan while the manufacturer's warranty is in effect. Also, if you find your coach to be trouble free, after the manufacturer's warranty expires you may consider the extended plan pointless. You can find plans available from many third party sellers when and if you decide to purchase.
You should also consider that many of those plans are great at taking your money, but very poor about paying claims. They are unregulated, and many are more of a scam and after collecting lots of money, they just go out of business leaving you with a worthless piece of paper. Even legitimate companies often make you jump through ridiculous hoops to get a claim paid.
Remember, these warranties are huge profit centers for the dealer, maybe even making more on them than the sale of a RV, so expect extreme pressure from the dealer to get you to buy.
