Self insuring vs Roadside Assistance
I know it's a wide open field given all of the different types of RVs there are out there but I'm wondering what folks that have had to pay out of pocket for their own towing,tire replacement, as well...
Forum Discussion
Grandpere wrote:
On our 33 foot Southwind a typical tow is $550 to $750, so I would think that your class C would be in the same area. If you are reasonably young and can handle tires upwards of 100 pounds you could change a flat yourself. I carry a mounted spare, an electric impact wrench, an 8 ton jack and jack stands and can change all tires on our mh except for the right front. The configuration of the drivers door step makes it impossible for me to wrestle a 150 pound tire into position there.
On our maiden voyage we broke down 4 times so the money we paid for emergency roadside assistance more than paid for itself. We currently have Good Sam and AAA. Come renewal time I am going to drop Good Sam and go with Coach net, but still keeping my AAA that we have had since 1999.
Why 2 service companies you wonder? Because each one has its problems and with 2 plans I have backup if one happens to one fail me as Good Sam did last Sunday. They could not find anyone to come and change a flat tire on the right front of my mh. I called AAA and within an hour we were ready to travel again. Good Sam is having problems and they seem to be getting worse, hence my changing from Good Sam to Coach net. AAA Premiere costs me $140 a year while Good Sam and Coach net premiere plans are $159 both together are still less than 1 towing bill.
Good luck with your decision making.
Like you I have been carrying AAA non RV PLUS (100mi tow) for as long as I can remember (over 30 years) and the CN gold for several years and have only used the AAA like twice in the last 20 years and never the CN. So I would be BOOKOO $$$ ahead had I gone the self-insured route. However, to carry both is only around $20-$25/mo and I view it as one would any insurance it's there if you need it and I just don't try and manage that small amount of $$ in the overall scheme and cost of RVing.
Larry
