Self insuring vs Roadside Assistance
I know it's a wide open field given all of the different types of RVs there are out there but I'm wondering what folks that have had to pay out of pocket for their own towing,tire replacement, as well...
Forum Discussion
My Pop up and HTT I did NOT have RA. Pop Up son and I changed 2 tires (different trips). HTT Son, Niece, and I changed 1 tire. THAT one took 5 or 6 hours since I had to drop the trailer, FIND a tire, go GET the tire, (1 hour each way), etc.
Now I'm older and have NO desire to wrestle with a tire. May '13 I bought a '91 Class C. I KNEW I wasn't keeping it but a year, did a few upgrades & repairs, and camped last summer. Had GSRA. C broke down our 3rd trip in West Texas (August -- triple digits) TWICE on the same trip (battery, alternator, and then starter and electric problems). The tow alone would have cost me $450+ the tow driver told me. Yes, I had to wait 4 hours. Yes I had the cost of a motel room to bear. Yes I was towed to a facility that was closed for the weekend.
BIL came from 2.5 hours away and fixed me so I could hobble home. I still count it as getting my money's worth as I was NOT stuck on the side of the freeway with my son and a kitten for overnight on a weekend.
May '14 I bought my TT. Went with CN this time. 4th trip out had a flat. Yes, it took 3 hours for someone to come out to where I was and put the spare on. I was sitting in the truck in the AC the whole time however. We made sandwiches for lunch. That bill right there covered my entire year of joining.
Wouldn't be without it. However, since it's 6 of one and 1/2 dozen of another between CN and GS, I'll probably switch again next year and get the 'new member' price. Rinse and repeat.
Oh I forgot. The policy with GSRA? We made our last trip in the C in October. I cancelled the policy and got a refund of $55 IIRC. So the grand total of coverage for THAT policy was around $25.
Now I'm older and have NO desire to wrestle with a tire. May '13 I bought a '91 Class C. I KNEW I wasn't keeping it but a year, did a few upgrades & repairs, and camped last summer. Had GSRA. C broke down our 3rd trip in West Texas (August -- triple digits) TWICE on the same trip (battery, alternator, and then starter and electric problems). The tow alone would have cost me $450+ the tow driver told me. Yes, I had to wait 4 hours. Yes I had the cost of a motel room to bear. Yes I was towed to a facility that was closed for the weekend.
BIL came from 2.5 hours away and fixed me so I could hobble home. I still count it as getting my money's worth as I was NOT stuck on the side of the freeway with my son and a kitten for overnight on a weekend.
May '14 I bought my TT. Went with CN this time. 4th trip out had a flat. Yes, it took 3 hours for someone to come out to where I was and put the spare on. I was sitting in the truck in the AC the whole time however. We made sandwiches for lunch. That bill right there covered my entire year of joining.
Wouldn't be without it. However, since it's 6 of one and 1/2 dozen of another between CN and GS, I'll probably switch again next year and get the 'new member' price. Rinse and repeat.
Oh I forgot. The policy with GSRA? We made our last trip in the C in October. I cancelled the policy and got a refund of $55 IIRC. So the grand total of coverage for THAT policy was around $25.
