Forum Discussion
atwowheelguy
Sep 01, 2017Explorer
Minimizing risk is one consideration when making decisions. I paid a modest cash price for a smallish plain Jane four year old TT toy hauler. I do not pay for insurance on it because a total loss will not bankrupt me. I purchased a home that is 170 feet above the creek that is 1/4 mile away.
A few years ago the county and the Corps of Engineers purchased and demolished five homes in the neighborhood that were built five feet above the creek and that had flooded three times in five years. I didn't buy one of those.
A 500 year flood is not something that most would consider when making decisions. I don't even see a 500 year flood line on the flood maps for my area. I learned some lessons some years back about drainage issues when working on gathering data for an urban flood prediction computer program as a member of an Army Reserve unit. Don't buy a lot with a drainage easement on it and don't buy a lot that is below the street level. Also don't buy a lot that is downstream of the shopping center parking lot. But that doesn't stop them from building the shopping center upstream after you buy your lot.
A friend researched a home in Baton Rouge to make sure the elevation was above flood level. When it flooded, he discovered that the surveyor and the developer had lied when labeling the elevation on the property plat.
A few years ago the county and the Corps of Engineers purchased and demolished five homes in the neighborhood that were built five feet above the creek and that had flooded three times in five years. I didn't buy one of those.
A 500 year flood is not something that most would consider when making decisions. I don't even see a 500 year flood line on the flood maps for my area. I learned some lessons some years back about drainage issues when working on gathering data for an urban flood prediction computer program as a member of an Army Reserve unit. Don't buy a lot with a drainage easement on it and don't buy a lot that is below the street level. Also don't buy a lot that is downstream of the shopping center parking lot. But that doesn't stop them from building the shopping center upstream after you buy your lot.
A friend researched a home in Baton Rouge to make sure the elevation was above flood level. When it flooded, he discovered that the surveyor and the developer had lied when labeling the elevation on the property plat.
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