This is the OP. Thanks for all the responses, though as usual on here, many conflicting views
I agree that LED replacement bulbs vary drastically based on brand and cost, both in quality and design.
After looking at the reflector in my stock headlamp housing, I can see how an LED bulb might not be focused causing problems for oncoming traffic in my low beams.
At this time, I can't afford to replace the complete headlamp housing assembly with ones designed for HID or LED lamps.
SO, I think I'll study the many LED bulbs and install a pair in my hi-beams as I won't have to worry about on coming traffic and I can get a good idea on how good they'll light up the road.
We'll see what happens, especially at night.