Forum Discussion
JBarca
Feb 05, 2018Nomad II
proxim2020 wrote:
Since we all have different situations and live in different parts of the country, you're going to get opinions that are all over the map. One will say that X Company is the greatest thing since sliced bread while another will says the company is overpriced.
Find an independent insurance agent and let them shop around for you. They work with several insurance companies and often can find offerings from companies that the general public doesn't even consider. Just tell them the level of coverage that you're looking for and they'll normally come back with several quotes to pick from.
This is a very good answer. I'll a few more things. You are getting a number of responses to just add the camper to your auto policy. A caution on this.
You may need, I suggest you get an actual RV policy. This situation is very different. The camper is not "stored" on your home property. It is not hitched to your truck. Ask your auto policy person if the coverage will still be active when the camper is unhooked from the truck and stored all year at a property you do not own. Ask them, if your camper has some problem and starts a fire etc, will that policy cover your liability to damage done to other people's property whether it be the campground or your neighbors camper next to you?
RV policies are written different, many times they cost more than an auto rider depreciation policy due to the coverage they offer.
Hope this helps
John
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