Get your refund! It is just money in their pockets. There are so many exclusions IMO they are a waste of money. When we bought our new rig I was dead set against it, but my husband wanted peace of mind. No repair yet has been covered, including a refrigerator installed incorrectly and a leaky shower. The trouble with the frig is they won't acknowledge the problem in installation, same as shower. First time out the pantry shelves with sliders flew open, contents flew out, smashed the pantry door, guess what....not their problem. They put the door back together (at $110 an hour!) and replaced the hardware which we had to replace to function properly. I feel we were suckered into that warranty.