My camper is in the river now
In Minong, WI, by the Totagatic River. Any advice on negotiating with the insurance company. I described the damage to them and they said it's almost always a total loss in that situation. ...
Forum Discussion
DownTheAvenue wrote:I thought that I was the only one that caught that. It's no wonder why everybody's insurance premiums are sky rocketing when the insurance companies payout for that kind of NEGLECT!moebedick wrote:
Please,hire your own Public Adjuster to work in your behalf. I have had experiences dealing with insurance companies that have taught me well. We had a water pipe break (couldn't get to main shut off when running out to airport limousine,thought,what's the worst that could happen?) and had 150,000 gallons of water (measured by meter) flow down through the house in ten days. Insurance offered us $80,000 in compensation and dug their heels in. I hired an adjuster to negotiate,and the final settlement totaled $273,000! He was worth every cent we paid.
I'm sorry for the predicament you've been thrust into,but don't rush to settle. Bumpy road is absolutely right. You should feel "reasonably" compensated. If not,fight back.
You left your house for 10 days knowing you had a broken water pipe spewing water inside? WOW! You were lucky the insurance company paid anything, as you have an absolute duty to mitigate damage and that would have been to turn off the water. I am sorry you had to deal with that but glad it did seem to work out.
