Well my transmission fluid looks like new all the time with 200,000 miles on it as a dedicated TV…
My sons newer express needs a new tranny right now the fluid was burnt black from towing a light weight single axle cargo trailer in OD with maybe two small racing quads and gear… under 3000 lbs. and well under 80,000 miles…
My Excursion V10 also towed much better and got better fuel mileage when not using OD… the higher rpm’s and lower engine load was a winning combination with both…
With any of them I recommend an external oil cooler for both the tranny and engine oil… engine coolant temps remained rock solid steady climbing any hills I encountered…
I have never known of anyone saying they burnt their transmission up from not using the OD while trailer towing…
Admittedly I know nothing about the newer trannies, but would still bet no harm would come from not using OD even with the newer ones…