Elbert
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Re: Free oil changes gimmick.
free oil change is a marketing tool, like most everything else to come out of a car dealer. At the very least it gets you in the shop for opportunities to "up-sale" you on something....ie parts or services that you may or may not need. Of course some people agree with whatever the car-lot folks say....others may have a more measured approach.392Views0likes0CommentsRe: Dealing with Insurance Companies..
if you guys think your ins agent is your "agent" in a case like this...you better high tail down to your ins agent's office and bounce the senario and get a direct read on what your ins agent is going to do on your behalf. The ins agent is a one of two things (1) a direct employee of the ins company or (2)so called independent contractor. The employee has no "skin" in the game like the old school agents. Ins agent may talk a good game on the front end...but in reality they are not going to do "@#@(" on your behalf except some trivial admin type junk. They do not represent you in a matter like this because your insurance policy / coverage is not involved and their is no claim or action against your insured property or your actions, therefore your ins. company in the long run is going to tell you "its your busines". I suggest that if you have a lawyer friend....go consult that person... a ltr from the lawyers office can accelerate settlement. But you gotta weigh the lawyer bills if things get serious on a trivial amount of $$...as dumb as that sounds. I believe the damaged party is at a disadvantage and that's not a whole lot to be done other than lawyer time or you can contact the insurance commissioner in the state in which the ins company operates or is headquartered, but i suspect that will be a long no-win process. The bad thing about these type of events is that it pits an individual who may or may not have any experience with this type of action against a large corporation or large business who deals with this all the time, and obviously where the parties are not equal in resources or information or expertise...etc. Few if any advocates for the individual...other than if your retain a lawyer....your ins. agent is not your advocate...if you believe that you need to have a serious talk with your ins agent so you understand what that means and when the @#$% hits the fan what "your guy" is actually going to do.477Views0likes0CommentsRe: Dealing with Insurance Companies..
Your ins agent is not going to be involved....nor will they do anything on your behalf (in the scenario described). If you don't like the settlement proposed by the other party's ins...co. well, that will be all on you to fight or to dispute in whatever manner you pursue. Since apparently its not your fault and your ins company has no liability...they're not going to do anything. About the only thing your agent will do is potentially save a copy of the police report if you have one...and maybe offer to get a phone number of the opposing party ins.. outside of that the agent is going to tell you that its your issue to deal with the other ins...co. Different states have different rules about property and what the ins. companies are required to do. The ins on average are in the biz to lowball the claim payout....so they never get tired of the stupidity...you on the other hand will get tired of theirs... if its a total...then you'll do good to get the average price of a similar truck used...477Views0likes0CommentsRe: 2004 3/4 ton Suburban with the Big Block 8.1
your not going to get much benefit in gas milage by going from 8.1 to 6.0 engine...about 1 mpg difference. You may gain minimal mpg improvement by going with 3.73 R&P vs 4.10. Doubtful a older 3/4 ton suburban will bring more than book value.311Views0likes0CommentsRe: Differential swap
klr650goldwing wrote: Our tow vehicle is a 2004 f350 with the v10 and 3.73 gears. It pulls just fine here in flat-land country, but not much of a grade is needed to make it shift down. We'll be heading out West in the near future and I don't think we'd do well in the mountains. The question is what gear ratio is needed to pull our 10,000lb 5er in the Rockies? Something around a 4:10 ratio works well.121Views0likes0CommentsRe: Tow Report - 2004 3/4 8.1 Suburban
8.1 3/4 sub is a great truck and a great tow rig. I had one for a while and only got rid of it because I needed a pickup. The 6.0 engine only gets around 1-2 mpg better than the 8.1. I've had two 6.0 trucks and one 8.1. Until you tip scales somewhere north of 10k in towed weight I think the 8.1 3/4 ton sub is a great option. Never had issues with mine. Short bed pickup only has 25 gallons and the long bed has about 36 gallon tank...similar to sub.466Views0likes0Comments
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