Any health insurance tips for snowbirders?
Hey gang, this may have been discussed by I don't frequent the forum enough to have seen anything recent. We have a home in two states, in our case Tennessee and Texas, and split our time equally b...
Forum Discussion
ktmrfs wrote:
Most insurance companies provide coverage when you are out of the state and often out of the country. All the policies I have had, including our current one will provide coverage anywhere in the U.S. and most foreign countries. Many a time we have used a local clinic, ER, or urgent care for coverage and they accepted our insurance card and the deductible was the same as if I was at home.
check the policy for what they say about out of area coverage, pick one that best suites you.
If you mean most insurance companies cover emergencies when out of state, then one would expect policies on the exchanges to cover emergency care. Nonemergency care (as somebody might need when in another state for six months) is not covered so often. Exchange plans with nationwide networks seem to be getting more rare.
