Attn Canadian snowbirds
Ottawa will be watching you & tracking how long you are away & sharing that info! click Ottawa watching ~Diane
Forum Discussion
The fact is you are still using your provincial health care system if you require the use of the snowbird insurance you have purchased.
The insurance provider, in my case RBC Insurance will go after every penny they can before using their premiums collected.
I suffered and injury 2 years ago and they got $2500 from my retirees Blue cross plan, which happens to be my lifetime max for out of country medical expenses and then they claim from the province up to what the province deems the equivalent expense for treatment if the injury took place at home. They then come to an agreement with the service provider on the percentage of the bill they are willing to pay. When I arrived back in Texas last year I had a bill from a collection agency for the percentage that wasn't paid by RBC. This is just an attempt to collect more money. After several phone calls to RBC, collection agency and a visit to the billing department at the hospital I was assured that the bill collector notice would be taken care of by them. All is good now.
The insurance provider, in my case RBC Insurance will go after every penny they can before using their premiums collected.
I suffered and injury 2 years ago and they got $2500 from my retirees Blue cross plan, which happens to be my lifetime max for out of country medical expenses and then they claim from the province up to what the province deems the equivalent expense for treatment if the injury took place at home. They then come to an agreement with the service provider on the percentage of the bill they are willing to pay. When I arrived back in Texas last year I had a bill from a collection agency for the percentage that wasn't paid by RBC. This is just an attempt to collect more money. After several phone calls to RBC, collection agency and a visit to the billing department at the hospital I was assured that the bill collector notice would be taken care of by them. All is good now.
