coolmom42 wrote:
Why is a Canadian buying health insurance?
And under current law in the US (although this may change) health insurance cannot exclude coverage for pre-existing conditions.
The OP is referring to travel insurance for Canadians travelling outside their province of residence, or abroad... such as to the USA. Believe me.. when you have a medical problem in the USA and no travel insurance protection, the bills add up very quickly. My own experience was a bill for $24,000 US for less than a 24 hour hospital stay. I was not even formally admitted! Fortunately my insurance company stepped up to the plate!!