Health Insurance - Caution
Anyone buying health insurance should NOT fill out the questionnaire by themselves unless you have a medical background. This was the advice given to me by my doctor. He suggested I bring the form to him and get the answers correct. There a lot of seemingly trick questions if you don't understand all the medical terms and exactly what your medications are for. As an example my form asked if I was taking medication for high blood pressure. Mine has always been normal to slightly low so my answer was NO. My doctor pointed out that I am in fact taking a medication for something else that is also used for high blood pressure. An insurance company would likely use that to deny a claim due to me not disclosing the correct answer.
There was a program on 20/20 giving an example of a Canadian that made an honest mistake on the questionnaire and Manulife denied a huge claim of over $200,000. It stated they would probably loose their home. It's not worth the risk.
There was a program on 20/20 giving an example of a Canadian that made an honest mistake on the questionnaire and Manulife denied a huge claim of over $200,000. It stated they would probably loose their home. It's not worth the risk.
