5th Wheel Hitch Ripping off Camper!!??
Good evening, I'm posting this for information gathering. My mom who travels often with her 5th wheel for dog shows across the northeast broke down tonight. The hitch on the 5th wheel camper appe...
Forum Discussion
jbslade82 wrote:stew47 wrote:
She should talk with insurance agent also.
Interesting. Since there wasn't an accident, what could the insurance company do?
Absolutely nothing, this has as much to do with your insurance company, as it does with the Easter Bunny. If I had a dollar for every armchair expert here, who recommended "call you agent" for every scratch, leak, or product failure on an RV, I could buy a new rig.
Roof leaking? Call your insurance!
Garbage quality frame failed? Call your insurance!
put a cosmetic dent in your bumper, and have a deductible that's 2X the cost of the repair? Call your insurance company!
When you call your company, they can, and often will, turn the inquiry into a claim. A claim hurts your standing with the company, and can result in higher premiums, AND being unceremoniously dumped. Insurance is there for a reason, and it's to be used when it's truly needed. You can really screw yourself, by filing (willingly or unknowingly) nuisance claims.
