56Jeff wrote:
ScottG,
I understand what you say, but there is no place to catch all for my Question, with that said, with $ 50,000 decision to make, I would hope there would be some leniency & understanding.
RULE #1 NOTHING, I REPEAT NOTHING IS "FOREVER", PERIOD.
Anyone or any business touting that they will "warrantee" something forever is a out and out crook.
RULE #2 DO NOT TRUST SALES PEOPLE.
RULE #3 When in doubt refer back to Rule #1.
It is your money to give away on after market warranties, I can't stop you from doing that but you better listen up..
Very few people will ever, ever get their moneys worth out of the extra fees paid upfront for aftermarket warrantys. Good chance that the warranty outfit will go belly up, disappear and or change hands by the time you need to make a claim, when that happens you warranty is nothing more than a piece of paper.
$50K is a drop in the bucket and should not be sweated as far as RVs go and paying for a extended warranty is typically a waste of your hard earned cash.. If buying new your RV will come with at least a 1yr factory warranty, after that pretty much most of the bugs will have been worked out.
If you take nothing else away from my post please read the following CLOSELY.
Take the money you would be paying UPFRONT for the extra warranty, put it into a SAVINGS ACCOUNT, add a few $ per month to that account every month.
Then when you do encounter a expensive repair you will have some money IN THE BANK to help cover the repairs. In a sense you are the warranty and you are more dependable than the aftermarket scammers.
I am not sure as to what it is you are afraid of breaking but in some cases your INSURANCE (as long as you have a loan out on the RV you WILL BE REQUIRED TO CARRY SOME SORT OF INSURANCE) will often pay for the major disasters like water damage..