Factory Pin Weight vs. Actual vs. Payload???

bowler1 wrote:
Hi,
We are looking to get a 5th wheel and a truck. We have a big family so will need a big trailer. Looking at Mid Bunks, and one ton diesel trucks. I really don't want to get a dually if possible.

The campers I am looking at have pin weights in the 2500 pound range (with one at 2700). The max payload on the trucks (2018 F-350 Lariat diesel) is about 3200. That does not give me a whole lot of margin; although my family will be riding in another vehicle so may additional payload in my truck with me will be in the 400 pound range.

This puts me right below max payload with a little margin. However, that's if the pin weight is accurate. How much should this vary when fully loaded? I am not going to be living out of it full time so the cargo will not be excessive, but I really have no clue how this might affect pin weight.

Thanks
Matt

Ok, I think the OP question got lost in all the opinions but it was entertaining for awhile. Matt, you seem like a level headed guy who does his research. I was in your shoes one year ago. I never thought I would buy a DRW truck. I had a budget like you, I knew this was likely going to be my last RV purchase (hoping), and safety is the #1 priority when comes to towing because travel is all about the destination. Have you considered buying used? If you are wanting a 5ver that will push 15-16K+ loaded, trust me you will want a DRW diesel for stability towing and for climbing hills. There are plenty of well maintained used DRW's that can had for much less than your 60K budget that will get the job done. You may even have money left to buy an every day car if you don't want to drive the DRW every day. I purchased a 2009 F-450 DRW with 51K miles for less than $40K. I suggest you at least test drive one before you assume the ride when not towing is less than comfortable. You will be surprised with the F350 and 3500 DRW's from 2012 and up.

At the end of the day, these are only opinions and experiences to help you decide what is best for you and your needs. Good luck with your choice. I hope you let us know what you chose and after awhile you comment on well your towing experience is. Some day, I might buy a new to me truck myself.