Deff replace the tires and go with good insurance. In my case, a failure in one required a test in the other.
I bought a 2006 Cougar with some "shady" tires. I ran them for a while but on the way back from TN, one let go. It took out one panel of sheet metal and some trim. When I got home, I discovered another had let go but it didn't go flat until after I got it parked. I was VERY lucky.
I have USAA for all my cars and home. However, they have a deal with Progressive. I compared them to Good Sam and ended up deciding on Progressive. I must say, dealing with the claim from 2 blown tires, they were pretty easy to deal with and I am pretty satisfied with my claim process. They came out and looked at the damage and cut me a check on the spot. I renewed with them right before I filed the claim, so we shall see how much my rates increase next year. I may be shopping again.
