A lot "pay as you go" on insurance. In other words,don't have insurance and just hope nothing major happens. I opted out of my employers plan,was overly expensive at $400/month.
My medical expenses last year was under $300 for doctor visits an rx's.
I guess if you have monthly meds you would need insurance. I do know between GA and FL obamacare when I looked into the hype of you need to have it,FL was over $200 cheaper than GA. GA is a high cancer state. I stay in GA but licensed in FL.