Near retirement - health insurance
Just wondering how you manage health insurance while traveling nationally if not subsidized by Medicare, Medicaid or a retirement system (such as government employee, teacher, military etc).
Forum Discussion
TechWriter wrote:
I've used COBRA, but when it runs out, I'll use a plan from www.healthcare.gov or www.ehealthinsurance.com until Medicare.
Good choices above for research, but I wouldn't use COBRA. I'd also look at this site, http://rverhealthinsurance.com
We're slowly working with Kyle on our health insurance. We are in our 50's and plan to go fulltime next year. We figure our premiums will be in the $700 a month range. The out-of-pocket is what kills you, so make sure that money is tucked away if needed. Look at the in and out of network costs as well as if the provider has a good country wide network.
Your home state will play a big roll in your health insurance also. Our plan is either SD or Texas. We're hoping that SD catches up with other states on providing health insurance for "Fulltime RVers". Make sure that your insurance provider understand that you plan on fulltiming. Feel free to PM me if you have additional questions.
-paul
