Near retirement - health insurance
Just wondering how you manage health insurance while traveling nationally if not subsidized by Medicare, Medicaid or a retirement system (such as government employee, teacher, military etc).
Forum Discussion
MelB52 wrote:
But, you've made me think that we might need to look into Florida as our domicile. I really worry about getting health insurance coverage for myself that we can afford. I have hypertension, but it is well controlled with medication. Don't go to the doctor real often, but often enough -- maybe 4 times a year.
The great thing about health insurance now is that it doesn't matter if you have hypertension. Both DH and I have pre-existing conditions. Until the ACA, I could not get health insurance unless it was group health through work. Now, the only thing they want to know is how old I am and if I smoke. Premiums will vary depending on your age. But, companies can no longer base it on your previous health issues (you don't get a 'good driver discount).
If your gross income is below about $63K for a couple, you are probably eligible for subsidies. There is a lot more paperwork to go with it, but for many people, it is worth the time.
In Texas, you could use the Escapees for your address and mail service. You don't have to return once per year (I think it is eery couple of years or so) but check their website for better information. A lot of people really love Texas for their home base and many spend winters there.
