Forum Discussion
PlayaJilly
Mar 09, 2021Explorer
arhayes wrote:
You are actually asking very smart questions! For mail, there are several mail services that Full-timers use but the two I'm familiar with are:
- Escapees-***Link Removed***
- America's Mailbox - ***Link Removed***
Medical is trickier depending on your state and whether you can qualify for an Obamacare plan. You say you didn't want one, but insurance was cost prohitive when we retired as I wasn;t willing to pay $2500 a month for the two of us. We retired at 60 and hit the road, so had to go thru 5 years of scrambling for insurance because our retirement income was too high to get an ACA subsidy. if your retirement income will be below the threshhold (it was $63k - not sure if that's that same now) you may be in good shape. Just make sure whatever plan you get would you would be in network in any state. We wound up using a Healthcare Sharing Ministry program that worked for us. It provided essentially the same poor coverage as ACA at less than half the cost. As an aside, I found that routine doctor visits cost me less by paying cash than using the insurance. We used GoodRX for routine prescriptions at reasonable prices.
You need to look at legal Domicile issues if you think you may change state of residency for legal purposes. Again, Escapees has info on their website to give you some guidance.
Hope this gets you some info you can use.
You are a wealth of information, thank you so much!
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