I purchased Good Sam Insurance for my car, truck and RV 6 months ago It was a good rate so I changed from Geico. My renewal has come up and my rate has increased by $100.00. I've made no claims and my vehicles have all depreciated for the 6 months so why has my rate gone up? I called and I was informed that the rate in TX have gone up do to amount of claims. I asked, if I had a claim my rate would have gone up and was told yes.So my rate went up not because I'm a careful driver but because other people made claims and I get to help pay for theirs even though my vehicles have depreciated for 6 months and the Insurance Co. exposure is less.All this tells me that when you buy Ins. expect a low rate to get you in and then start jacking up the rate each renewal date. Dave

David-n-Nancy,Thank you for contacting Good Sam. Please send a private message with your phone number for assistance.Thanks,StacyGood Sam Care Team

You were counting on others to pay for your mishaps that is what insurance is. I haven't had a claim since 1980. Just think how many yahoos my premiums have taken care of and my rates continue to increase.

Welcome to the world of insurance. That's the way it works. It's a legal license to steal.

Remember someone has to pay for all the uninsured motorists in Texas. Our rate seemed to go up every time we were involved in an accident, even though it was not our fault. They did not have insurance or one of the fly by night insurance companies. Every one is also sue happy.

"...expect a low rate to get you in and then start jacking up the rate each renewal date...."I believe this happens in more industries than just insurance. Cable TV, Internet services, satellite television, shoot!!!! even your electric bill!Cheater prices to suck you in and then .... WATCH OUT ... Don't get me going on DirectTV, DishTV, or Hughes.net! It ain't pretty!

Beware of Good Sam Auto Insurance | Good Sam Community

46 Replies

Good_Sam_Care_T
Explorer
Jul 06, 2017
Hello,

I am going to close this topic due to lack of activity. Thank you for your time and participating. Feel free to open a new thread on this topic in the future.

Thanks,
Stacy
Good Sam Care Team
dfdavis12
Explorer
Jun 08, 2017
KPetrick wrote:
dfdavis12 I have spoken with National General and they advise they have had communications with you about the harness. The total cost to repair is approximately 40% of the value of your RV which does not come close to totaling it. They assure me that all parties involved are working to repair your vehicle as quickly as possible however the damage was substantial.

With all due respect I have been hearing this for 10 months now and no one really seems to care. One pays for insurance to protect against losses, I am out several thousand dollars in actual cost let alone diminished value, my dream RV has turned into a nightmare, I apologize if I am whining but it is really getting old hearing the same old rhetoric.
maddczech
Explorer
Jun 08, 2017
KPetrick wrote:
wocrist I am sorry you had this experience. Ella will look into this to see what may have gone wrong. Foremost is one of our carriers as well along with National General, Nationwide, Progressive and Safeco. We can quote you with Foremost and look at moving you.

Mr Patrick, i have made multiple requests to Good SamTeam asking for help getting copies of policies writtenwhen i bought from Cw in Chattanooga. My papers were water damaged. I had extended warranties written. Can you help me ? The admins and mods dont reply to my questions either. Im experiencing gross lack of service in my requests.
Please help . Thanks.
KPetrick
Explorer
Jun 07, 2017
wocrist I am sorry you had this experience. Ella will look into this to see what may have gone wrong. Foremost is one of our carriers as well along with National General, Nationwide, Progressive and Safeco. We can quote you with Foremost and look at moving you.
KPetrick
Explorer
Jun 07, 2017
dfdavis12 I have spoken with National General and they advise they have had communications with you about the harness. The total cost to repair is approximately 40% of the value of your RV which does not come close to totaling it. They assure me that all parties involved are working to repair your vehicle as quickly as possible however the damage was substantial.
Good_Sam_Care_T
Explorer
Jun 07, 2017
Hello wocrist,

Thank you for your time, I apologize for the experience you have had. I would like to look into this further.
Please provide your contact number in a private message.

Thank you,
Ella
Good Sam Care Team
wocrist
Explorer
Jun 07, 2017
I have had Foremost for 7 years and have very good service from them. This year I thought I would try Good Sam RV insurance and after just one month of trying to get them all the paper work I have cancelled them and will go back to Foremost. I WOULD NOT RECOMMEND GOOD SAM INSURANCE AND I WOULD RECOMMEND THAT ALL MEMBERS READ THE REVIEWS ON NATIONAL GENERAL INSURANCE/ GOOD SAM INSURANCE. THEY ARE NOT GOOD AND I SHOULD HAVE CHECKED THEM FIRST BUT I TRUSTED GOOD SAM CLUB.
maddczech
Explorer
Jun 05, 2017
maddczech wrote:
My extended policies were written in CW Chattanooga. My policies were water damaged. Chattanooga hasn't a clue how I can get copies.
Therefore, I'm asking Good Sam Extended Warranty Team to help me get copies.
Can someone please send me to who can help get copies of my extended policies?
Thank you.

Hey Denver administrator if you have nothing pressing on your desk, could you please check into my problem.??
Thanks
delwhjr
Explorer
Jun 05, 2017
dfdavis12 wrote:
Well the saga continues, now a complete chassis harness must be made,installed and tested. Another month or two National General still telling me it will be ok, somebody please define ok I must be confused.

I do feel your pain and it is not right but the insurance company may have caused their own problem. Years ago I had a truck which was hit by another car; their insurance agreed to repair. When additional problems were found during repairs they still insisted on paying to repair even though it took it beyond its value. The rationale they used was they would end up paying less to finish the job than to have lost the paid repairs and the payout to me for a totaled out truck.
I hope they get your problem resolved soon and good luck.
Good_Sam_Care_T
Explorer
Jun 05, 2017
Hello dfdavis12,

I apologize for the continuing issues you are having. I have forwarded your concerns to the National General representative for review and follow up.

Thank you,
Ella
Good Sam Care Team