Good Sam reply

Old-Biscuit wrote:

wbwood wrote:

ken1961 wrote:
I gave Good Sam a chance to quote me a price for rv insurance on my new Itasca Ellipse - it was almost double from what my present insurance costs. The policy quoted was exactly what I presently have.

The problem is, people don't understand that Good Sam is not a policy holder. They are brokers. They will initially go through National General (formermly GMAC). They can quote you through other companies as well, such as Allied (a Nationwide Company). When they quoted us for our Class C, they went through National General automatically. I asked them to quote through Allied and Allied was half the price. I knew about Allied because that is what we had on TT through Good Sam.

I imagine the royalties from National General is much higher than the others, so that it why they are pushed automatically. Can you blame them? I know if I had a couple cars to sell, I would try to sell you the higher priced one first.

They are brokers.......?
Then as brokers they should give you the best price/coverage or at least ALL the quotes so that the customer can decide.
As a broker, giving me only one quote (the highest) doesn't get my business so royalties on zero is zero :S
Stupid way to do business...as a broker.

Yes, they broker it out through different insurance companies. They aren't going to automatically go with the lowest price company. Well actaully, they came back with Allied on the TT when we first bought it. But a few years later, they automatically did National General, although they had my information for the TT in front of them as it was still active. After the "higher than I thought it should be" price, I asked them to quote me through Allied. And it was about half price. This only havs me thinking that they are pushing the National General for a reason. And the only reason I can think of would be that it's more profitable for them. But as the person in charge of the insurance part mentioned on here before, they do quote through several other companies as well. I believe they don't run your information and get something like 5 quotes from 5 different companies. I think they have to do it individually. Thats how they did it with us this last time at least.

And if I am wrong in my "assumptions", I wholeheartedly invite an official from the insurance division to come on here and post a more clear answer of how it works.

You mean different insurance companies have different rates?!! You can actually shop around and maybe get a lower rate from one company than from another? Who would have thunk it?

wbwood wrote:

ken1961 wrote:
I gave Good Sam a chance to quote me a price for rv insurance on my new Itasca Ellipse - it was almost double from what my present insurance costs. The policy quoted was exactly what I presently have.

The problem is, people don't understand that Good Sam is not a policy holder. They are brokers. They will initially go through National General (formermly GMAC). They can quote you through other companies as well, such as Allied (a Nationwide Company). When they quoted us for our Class C, they went through National General automatically. I asked them to quote through Allied and Allied was half the price. I knew about Allied because that is what we had on TT through Good Sam.

I imagine the royalties from National General is much higher than the others, so that it why they are pushed automatically. Can you blame them? I know if I had a couple cars to sell, I would try to sell you the higher priced one first.

They are brokers.......?
Then as brokers they should give you the best price/coverage or at least ALL the quotes so that the customer can decide.
As a broker, giving me only one quote (the highest) doesn't get my business so royalties on zero is zero :S
Stupid way to do business...as a broker.

ken1961 wrote:
I gave Good Sam a chance to quote me a price for rv insurance on my new Itasca Ellipse - it was almost double from what my present insurance costs. The policy quoted was exactly what I presently have.

The problem is, people don't understand that Good Sam is not a policy holder. They are brokers. They will initially go through National General (formermly GMAC). They can quote you through other companies as well, such as Allied (a Nationwide Company). When they quoted us for our Class C, they went through National General automatically. I asked them to quote through Allied and Allied was half the price. I knew about Allied because that is what we had on TT through Good Sam.

I imagine the royalties from National General is much higher than the others, so that it why they are pushed automatically. Can you blame them? I know if I had a couple cars to sell, I would try to sell you the higher priced one first.

peaches&cream wrote:
What's a few dollars between friends :@

Not a thing. Would you be my friend?

What's a few dollars between friends :@

Keep shopping.

Blue Sky
Foremost
National Interstate
Progressive

All gave us quotes lower than Good Sam.
We went with National Interstate for our coverage needs

Sounds like you should keep what you presently have...:h