I had the GS Platinum plan plus the free Coach-Net plan. I was debating which one to keep. GS edged me to Coach-Net when they billed me a month early for the renewal. I don't like the way they bill for everything early. So I cancelled GS and picked up the CN Premier plan which covers the motorhome and car plus has a built in emergency medical plan. Even though GS billed me early they would not refund all of the cost. Plus I still have not got my money back yet. When I say billed they actually charged my account.