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spinners1's avatar
spinners1
Explorer
Mar 26, 2014

Problems with National General

I am having serious problems with NG over a claim. I keep getting misinformation and the run around.

To make a long story short, my car was broken into on Mar 1. I filed an electronic claim on March 3 as I was told to do by the adjuster Kenneth Whitman. Nothing happened. I waited and waited. March 24 I called the 800 number, and the rep who answered said they had never received it. When I told him that even though it was my car that was broken into while away from my Motorhome, the adjuster said I had to file a Personal effects claim under the Motorhome. He didn't know what I was talking about. He talked to a supervisor and told me to do it again. SO I did. NO response.

I called back. They didn't have it. So he took the info on the phone and said an adjuster would call me. She (the adjuster, but not the same one as before) said essentially that the amount of my claim $439.00 would have a $50.00 deductible (which is true under my Full timer policy) and they would only pay 10% amounting to $44.00 (which is not true. So I would get nothing. When I disputed this she said she would call me back the next day. That was three days ago. No call.

I tried calling back her number today and was told it was a non-working number. I tried calling the 800 number and all I get is voice mail. I can't even get through to an operator by dialing zero.

My policy very clearly states that the limit of Personal affects is $3000.00 reduced to 25% for items stolen while away from the MH. So I should get about $389.00 which is close to what the original adjuster Mr. Whitman said.

So can anybody help with this?

6 Replies

  • Full timer ins. policy.........

    Check with National Interstate and Bluesky.
  • I was called moments ago by a manager at NG and it is all resolved and the check is in the mail (so he said).

    But I am going to be looking at alternatives. I have had auto insurance with four other insurance companies over 50 or so years and only one other caused this kind of a headache. I had GMAC for about 9 years and no issues whatsoever. Of course the only claims I made were for broken windshields. Both times they replaced the glass with no charge to me. This policy does not do that. Glass is under collision with a $1000.00 deductible. Some states require glass to be covered completely. Washington does not. I mention this because the thief who broke in broke a window which I had to replace at my own cost.

    PS. I just want you to know that I have no complaints with Good Sam. They responded to my complaint immediately and without them this would have taken a lot longer to resolve. I value my Good Sam membership and intend to keep it until I get to damn old to continue full timing.
  • Spinners1, I'll be anxious to hear how you make out, especially since I was just on the phone with National General getting a quote on insurance for our Showhauler.
  • I am also seriously considering calling the Washington State Insurance Commission and filing a complaint. This is such a piddling amount that I can afford the loss but it is truly outrageous that they can't honor their policy.
  • I apologize for the trouble you're having on your claim. Please send me a private message with your contact information and I'll look into it right away.

    Thank You,

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