My son wrecked his car a few years ago. Trooper called a tow truck. Tow truck came and towed it about 8 miles to their storage yard. Our cost..... $180. That was a one time incident. A few weeks later he ran over a wheel on an off ramp and the car was disabled. Guess what? $180 again. $160 (max for platinum +) for a year seems pretty good to me to have to wait a few hours. Especially when talking about towing a motorhome or a truck and a trailer. I guess one could just put a couple hundred bucks in an interest bearing account and hope it will grow and then can access it when needed for a tow. Or they could a cc that gives them money back so that the service doesn't cost them the true amount. I would hate to see how much a tow would be for something of up to 100 miles.