Sorry to hear so many of you are negative on Good SAMs ESP. In my judgement, it's one of the best purchases I've made. After picking up my rig yesterday, what would have been an over $2,200.00 bill to me was just $939.00 courtesy of my ESP. Had a few hiccups when told several things wouldn't be paid for until I reminded the Camping World SW that I have the Gold ESP policy. That makes quite a difference on the little things. Having done maintenance for fleet trucks, I'd suggest everyone needs to look at their specific situations. IF I'd had $5,000.00, I would have set up a maintenance account. I didn't, so I autopay my ESP monthly, it doesn't smart that way. ;-) I'll be keeping my policy for 9 more years and feel good about it.;)