I f you wait it may or may not happen. I retired with medical issues from the military in 1992. Our two son's grew up and moved out to be on their own.
My wife and I had a car accident(not our fault in 1995...wife could no longer work. We decided in 1998 to sell our home and buy a yacht to live on.....we did that for a few years, then decided a motorhome sounded good and had both for two years. We lived at an RV park in Florida and helped out there for two years.
Sold the yacht as we enjoyed the RV more, decided to finally take off and travel. Well, after two weeks on the road, we received a phone call, wife's youngest sister abused and in trauma center in Memphis.
We left Ohio and drove there to be with her, she was paralyzed from the neck down and had a one year old at home. We stayed in Mississippi and after her sister got out of the hospital we put her in an assisted living facility temporary till we could get custody of her son, and get her abusive husband locked up....
She lived for 2 months and died after complications of an unknown pregnancy, husband went to prison for 4 1/2 years. We came home to Florida after 8 months in Mississippi, bought land and a mobile home with what money we had left and began to raise our nephew, we adopted him 7 years later at the age of eight finally, after a court battle with the boy's father and his Mother....
after spending thousands on lawyers and expenses we have survived it all and have a 14 year old third son now, bought another DP and travel weekends, and during the summer as much as we can with our son. Life can throw you curveballs, but if you focus and try hard you can hit them outa the park.
There is no right or wrong answer, do what you feel you want to do, as things can happen that can and will change your life....enjoy your children, your wife, and love the life as you feel fit!!!!