Class A Insurance - Options
This "Topic" has been discussed but mostly with emotion. (JMHO) I am getting ready to renew? or change, we have been with Progressive and just need to shop the rates and coverage options. Appear...
Forum Discussion
I've had Progressive for the past 10 years, and they have gone up about $100 a year on me each of the past three years.
Paying about $1200 a year now for max collision and liability coverage, plus trip interruption, alternate lodging, towing and roadside assistance. Actual Cash Value (ACV) is set a $70K, which is above my actual RV loan payoff.
I usually call them every other year and adjust my ACV, which I consider my RV loan payoff rounded up to the next thousand. That will drop my annual cost $120-$150, keeping me around the $950 to $1100 a year range.
Progressive has a 5 year disappearing deductible feature, which saved me $1000 when I had an accident and busted up the rear cap in 2010. I'm now back to zero deductible since that accident.
Paying about $1200 a year now for max collision and liability coverage, plus trip interruption, alternate lodging, towing and roadside assistance. Actual Cash Value (ACV) is set a $70K, which is above my actual RV loan payoff.
I usually call them every other year and adjust my ACV, which I consider my RV loan payoff rounded up to the next thousand. That will drop my annual cost $120-$150, keeping me around the $950 to $1100 a year range.
Progressive has a 5 year disappearing deductible feature, which saved me $1000 when I had an accident and busted up the rear cap in 2010. I'm now back to zero deductible since that accident.
