Diminshed Value Claims
Ok folks, our first time here, so will try our best. We recently suffered some damage to our coach, from an 18 wheeler reversing into us, whilst stopped to fuel up!!! So, we had repairs completed...
Forum Discussion
TonyandLesley wrote:
ST Lucie Appraisal. Yes, you are correct, opinions seem to be what you must gather. However, in the eyes of the insurance company you are dealing with for the claim, we at least have been told, "statistical" data presented is not sufficient....basically all opinions you gather and present are not enough to satisfy your claim. So if not acceptable, what is??
What makes you think that the unbiased opinions of six professionals in the business of buying and selling RVs aren't enough to satisfy your claim? I'm pleased that some of those who posted on this thread aren't magistrates. Ultimately, if the insurance company attempts to low-ball a claimant, the RV owner can obtain satisfaction (as well as reimbursement of costs) in a court of law.
I should add that your obtaining these dealer quotes will likely get you nowhere because the dealers could be considered "interested parties" whose objective is to make a profit. If an independent appraiser queries the dealers with the understanding that the RV isn't available for purchase or trade then they are unbiased opinions which has evidentiary value.
